What is Momentum?

Orum's smart, simple payments API

Welcome to Momentum, we’re thrilled you’re here!

Orum powers faster payments and fully-automated payment orchestration available 24/7/365 through our embeddable Momentum API.

With Momentum, you can:

  • Get access to multiple payment rails, including Real Time Payments and ACH with a single API integration.
  • Build a full account-to-account, payout, or deposit payment stack in two sprints or less without a bank program.
  • Create payment redundancy that is essential for reliability when moving money.
  • Eliminate single points of failure for money movement.
  • Send money at night, on the weekends, and on holidays -- never send a batch file again!

Use cases

Momentum seamlessly supports multiple use cases through our single API.

  • Payouts: Transfer funds off of your platform to the external checking or savings accounts of your customers.

  • Deposits: Transfer funds into the accounts your customers have created on your platform from their external checking or savings accounts.

  • Account-to-account transfers: Move funds between the external accounts of different customers or between external accounts of the same customer.

  • Pay by Bank: Transfer funds from a person's external checking or savings accounts to a business for the purchase of goods or services

  • Disbursements: Transfer funds from a business’ external bank account to a person as payment for claims, settlements, or loyalty rewards

  • B2B Payments: Transfer funds to and from businesses’ external bank accounts in exchange for goods or services

Not sure if your use case fits into those listed above? Contact us to see if Orum can support your needs!

What’s Next

Learn more about the money movement flow with Momentum