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Simulating External Account Statuses In Sandbox

In the sandbox, all external accounts you create will have a status of “created” in the POST response and will then move to a status of “verified”.

If you are using your own account verification provider (BYO-AVS), all external accounts you create will not return a “created” state. Instead, all of the external accounts you create will automatically have a “verified” status returned in the synchronous response.

You must use a valid routing number when creating accounts in Sandbox. S

Sample Valid Routing Numbers

  • 021000021
  • 011401533
  • 091000019

To simulate non-verified statuses, pass the status you want to simulate in the account_holder_name field along with all other required fields. You will receive a webhook when the account’s status updates from “created” to the simulated status.

account_holder_nameResults instatus
"rejected account""rejected"
"restricted account""restricted"
"closed account""closed"

Configure webhooks to receive the expected status update events.