Scheduling

How to Create a Schedule

Create a Recurrence Rule (RRule)

Create a recurrence rule using the recommended generator here.

Create the Schedule Request

Create a schedule using our POST /schedules API.

Get the Response

See below for the expected response upon creating a schedule.

{
  "schedule": {
    "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "schedule_reference_id": "<string>",
    "status": "active",
    "amount": 2,
    "currency": "USD",
    "speed": "asap",
    "source": {
      "customer_reference_id": "<string>",
      "account_reference_id": "<string>",
      "statement_display_name": "<string>"
    },
    "destination": {
      "customer_reference_id": "<string>",
      "account_reference_id": "<string>",
      "statement_display_name": "<string>"
    },
    "start_date": "2025-01-01",
    "recurrence": "RRULE:FREQ=WEEKLY;INTERVAL=1;BYDAY=MO,WE,FR",
    "next_payment_date": "2025-01-01",
    "created_at": "2023-11-07T05:31:56Z",
    "updated_at": "2023-11-07T05:31:56Z",
    "rrule_readable": "Weekly on Monday, Wednesday, and Friday"
  }
}

A few things to note after creating a schedule:

Orum will kick off scheduled transfers at 9am ET. However, if a schedule is created after 9AM ET and is set to start same day - it will kick off right after schedule creation

If a payment date falls on a Bank Holiday, ASAP eligible payments (RTP/FedNow) will process as normal. However, ACH payments will be executed on the immediate Next Business Date

For all transfers created from a schedule, the “schedule_id” will be displayed in the transfer response - as seen below:

{
  "transfer": {
    "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "transfer_reference_id": "<string>",
    "amount": 2,
    "currency": "USD",
    "speed": "asap",
    "source": {
      "customer_reference_id": "<string>",
      "account_reference_id": "<string>",
      "statement_display_name": "<string>",
      "trace_number": "<string>",
      "return_trace_number": "<string>"
    },
    "destination": {
      "customer_reference_id": "<string>",
      "account_reference_id": "<string>",
      "statement_display_name": "<string>",
      "trace_number": "<string>",
      "return_trace_number": "<string>"
    },
    "status": "completed",
    "status_reasons": [
      {
        "source": {
          "reason_code": "insufficient_funds",
          "reason_code_message": "<string>",
          "network_reason_code": "<string>",
          "network_reason_code_message": "<string>",
          "network_reason_code_rail_type": "<string>"
        },
        "destination": {
          "reason_code": "insufficient_funds",
          "reason_code_message": "<string>",
          "network_reason_code": "<string>",
          "network_reason_code_message": "<string>",
          "network_reason_code_rail_type": "<string>"
        }
      }
    ],
    "account_statement_descriptor": "<string>",
    "estimated_funds_delivery_date": "2023-11-07T05:31:56Z",
    "created_at": "2023-11-07T05:31:56Z",
    "updated_at": "2023-11-07T05:31:56Z",
    "metadata": {},
    "transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "schedule_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a"
  }
}

GETTING STARTED

DELIVER

VERIFY

MONITOR

How to Create a Schedule

How to Cancel a Schedule

​How to Create a Schedule

​How to Cancel a Schedule

How to Create a Schedule

How to Cancel a Schedule