Welcome

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Deliver

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Deliver payments 24/7 with our unique ‘Direct to Fed’ money movement solution.

The simplest API for fast, reliable payments. Our modern solution delivers access to FedNow, RTP, Same Day ACH, ACH, Wires — and now Visa Direct. All to bring you payment speed and flexibility.

Bank-rate pricing We teamed up with The Federal Reserve to build an extraordinary direct connection to The Fed – allowing us to bring customers both speed and pricing advantages.

Expanded processing windows We leverage all available processing windows via our rare direct connection to The Fed, making it easier to optimize your payment operations.

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Verify

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Verify bank accounts instantly with our innovative — and patented — technology.

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Account Status

We verify Account Status instantly – covering 100% of bank accounts in the U.S., including non-traditional accounts at digital banks and credit unions. This first tier of verification – built on FedNow – fulfills Nacha requirements by determining whether an account is open, valid, and ready to send/receive payments. Unlike traditional microdeposits, we don’t rely on end users, eliminating customer friction. 

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Account Control

This second tier of verification ensures the end user has control of the account – combatting Reg E fraud. Verify drops a random code into the bank account and prompts the user in real-time to authenticate it – removing the lost time and expense of microdeposits.

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Account Ownership Via Name Match

This third tier determines for consumer accounts whether the first name and/or last name provided matches data tied to the account being verified.

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Monitor

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Monitor money movement in real time with the first portal built to optimize payment operations.

Our intuitive portal provides a real-time look at your transfers and bank account verifications, making it easy to reconcile balances, troubleshoot customer issues, and export reports.