curl --request POST \
--url https://api-sandbox.orum.io/deliver/transfers \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'Orum-Version: <orum-version>' \
--data '
{
"transfer_reference_id": "<string>",
"amount": 2,
"currency": "USD",
"source": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"destination": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"account_statement_descriptor": "<string>",
"metadata": {},
"transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"subledger_reference_id": "<string>"
}
'import requests
url = "https://api-sandbox.orum.io/deliver/transfers"
payload = {
"transfer_reference_id": "<string>",
"amount": 2,
"currency": "USD",
"source": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"destination": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"account_statement_descriptor": "<string>",
"metadata": {},
"transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"subledger_reference_id": "<string>"
}
headers = {
"Orum-Version": "<orum-version>",
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'Orum-Version': '<orum-version>',
Authorization: 'Bearer <token>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
transfer_reference_id: '<string>',
amount: 2,
currency: 'USD',
source: {
customer_reference_id: '<string>',
account_reference_id: '<string>',
statement_display_name: '<string>'
},
destination: {
customer_reference_id: '<string>',
account_reference_id: '<string>',
statement_display_name: '<string>'
},
account_statement_descriptor: '<string>',
metadata: {},
transfer_group_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
subledger_reference_id: '<string>'
})
};
fetch('https://api-sandbox.orum.io/deliver/transfers', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api-sandbox.orum.io/deliver/transfers",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'transfer_reference_id' => '<string>',
'amount' => 2,
'currency' => 'USD',
'source' => [
'customer_reference_id' => '<string>',
'account_reference_id' => '<string>',
'statement_display_name' => '<string>'
],
'destination' => [
'customer_reference_id' => '<string>',
'account_reference_id' => '<string>',
'statement_display_name' => '<string>'
],
'account_statement_descriptor' => '<string>',
'metadata' => [
],
'transfer_group_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
'subledger_reference_id' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"Orum-Version: <orum-version>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api-sandbox.orum.io/deliver/transfers"
payload := strings.NewReader("{\n \"transfer_reference_id\": \"<string>\",\n \"amount\": 2,\n \"currency\": \"USD\",\n \"source\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"destination\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"account_statement_descriptor\": \"<string>\",\n \"metadata\": {},\n \"transfer_group_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"subledger_reference_id\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Orum-Version", "<orum-version>")
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api-sandbox.orum.io/deliver/transfers")
.header("Orum-Version", "<orum-version>")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"transfer_reference_id\": \"<string>\",\n \"amount\": 2,\n \"currency\": \"USD\",\n \"source\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"destination\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"account_statement_descriptor\": \"<string>\",\n \"metadata\": {},\n \"transfer_group_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"subledger_reference_id\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api-sandbox.orum.io/deliver/transfers")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Orum-Version"] = '<orum-version>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"transfer_reference_id\": \"<string>\",\n \"amount\": 2,\n \"currency\": \"USD\",\n \"source\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"destination\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"account_statement_descriptor\": \"<string>\",\n \"metadata\": {},\n \"transfer_group_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"subledger_reference_id\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body{
"transfer": {
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transfer_reference_id": "<string>",
"amount": 2,
"currency": "USD",
"created_at": "2023-11-07T05:31:56Z",
"updated_at": "2023-11-07T05:31:56Z",
"source": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>",
"trace_number": "<string>",
"return_trace_number": "<string>"
},
"destination": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>",
"trace_number": "<string>",
"return_trace_number": "<string>"
},
"status_reasons": [
{
"source": {
"reason_code": "insufficient_funds",
"reason_code_message": "<string>",
"network_reason_code": "<string>",
"network_reason_code_message": "<string>",
"network_reason_code_rail_type": "<string>"
},
"destination": {
"reason_code": "insufficient_funds",
"reason_code_message": "<string>",
"network_reason_code": "<string>",
"network_reason_code_message": "<string>",
"network_reason_code_rail_type": "<string>"
}
}
],
"account_statement_descriptor": "<string>",
"estimated_funds_delivery_date": "2023-11-07T05:31:56Z",
"metadata": {},
"transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"schedule_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"subledger_reference_id": "<string>"
}
}{
"error_code": "<string>",
"message": "<string>",
"details": {}
}{
"error_code": "<string>",
"message": "<string>",
"details": {}
}Create Transfer
Initiate a transfer between a source party and destination party.
curl --request POST \
--url https://api-sandbox.orum.io/deliver/transfers \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'Orum-Version: <orum-version>' \
--data '
{
"transfer_reference_id": "<string>",
"amount": 2,
"currency": "USD",
"source": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"destination": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"account_statement_descriptor": "<string>",
"metadata": {},
"transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"subledger_reference_id": "<string>"
}
'import requests
url = "https://api-sandbox.orum.io/deliver/transfers"
payload = {
"transfer_reference_id": "<string>",
"amount": 2,
"currency": "USD",
"source": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"destination": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>"
},
"account_statement_descriptor": "<string>",
"metadata": {},
"transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"subledger_reference_id": "<string>"
}
headers = {
"Orum-Version": "<orum-version>",
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'Orum-Version': '<orum-version>',
Authorization: 'Bearer <token>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
transfer_reference_id: '<string>',
amount: 2,
currency: 'USD',
source: {
customer_reference_id: '<string>',
account_reference_id: '<string>',
statement_display_name: '<string>'
},
destination: {
customer_reference_id: '<string>',
account_reference_id: '<string>',
statement_display_name: '<string>'
},
account_statement_descriptor: '<string>',
metadata: {},
transfer_group_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
subledger_reference_id: '<string>'
})
};
fetch('https://api-sandbox.orum.io/deliver/transfers', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api-sandbox.orum.io/deliver/transfers",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'transfer_reference_id' => '<string>',
'amount' => 2,
'currency' => 'USD',
'source' => [
'customer_reference_id' => '<string>',
'account_reference_id' => '<string>',
'statement_display_name' => '<string>'
],
'destination' => [
'customer_reference_id' => '<string>',
'account_reference_id' => '<string>',
'statement_display_name' => '<string>'
],
'account_statement_descriptor' => '<string>',
'metadata' => [
],
'transfer_group_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
'subledger_reference_id' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"Orum-Version: <orum-version>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api-sandbox.orum.io/deliver/transfers"
payload := strings.NewReader("{\n \"transfer_reference_id\": \"<string>\",\n \"amount\": 2,\n \"currency\": \"USD\",\n \"source\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"destination\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"account_statement_descriptor\": \"<string>\",\n \"metadata\": {},\n \"transfer_group_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"subledger_reference_id\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Orum-Version", "<orum-version>")
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api-sandbox.orum.io/deliver/transfers")
.header("Orum-Version", "<orum-version>")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"transfer_reference_id\": \"<string>\",\n \"amount\": 2,\n \"currency\": \"USD\",\n \"source\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"destination\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"account_statement_descriptor\": \"<string>\",\n \"metadata\": {},\n \"transfer_group_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"subledger_reference_id\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api-sandbox.orum.io/deliver/transfers")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Orum-Version"] = '<orum-version>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"transfer_reference_id\": \"<string>\",\n \"amount\": 2,\n \"currency\": \"USD\",\n \"source\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"destination\": {\n \"customer_reference_id\": \"<string>\",\n \"account_reference_id\": \"<string>\",\n \"statement_display_name\": \"<string>\"\n },\n \"account_statement_descriptor\": \"<string>\",\n \"metadata\": {},\n \"transfer_group_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"subledger_reference_id\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body{
"transfer": {
"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"transfer_reference_id": "<string>",
"amount": 2,
"currency": "USD",
"created_at": "2023-11-07T05:31:56Z",
"updated_at": "2023-11-07T05:31:56Z",
"source": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>",
"trace_number": "<string>",
"return_trace_number": "<string>"
},
"destination": {
"customer_reference_id": "<string>",
"account_reference_id": "<string>",
"statement_display_name": "<string>",
"trace_number": "<string>",
"return_trace_number": "<string>"
},
"status_reasons": [
{
"source": {
"reason_code": "insufficient_funds",
"reason_code_message": "<string>",
"network_reason_code": "<string>",
"network_reason_code_message": "<string>",
"network_reason_code_rail_type": "<string>"
},
"destination": {
"reason_code": "insufficient_funds",
"reason_code_message": "<string>",
"network_reason_code": "<string>",
"network_reason_code_message": "<string>",
"network_reason_code_rail_type": "<string>"
}
}
],
"account_statement_descriptor": "<string>",
"estimated_funds_delivery_date": "2023-11-07T05:31:56Z",
"metadata": {},
"transfer_group_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"schedule_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"subledger_reference_id": "<string>"
}
}{
"error_code": "<string>",
"message": "<string>",
"details": {}
}{
"error_code": "<string>",
"message": "<string>",
"details": {}
}Authorizations
The access token received from the authorization server in the OAuth 2.0 flow.
Headers
Version of Deliver and Verify APIs. Use v2022-09-21.
v2022-09-21 Body
Unique reference id for the transfer. Generated by you.
1Transfer amount in integral cents (example: 100 = $1). Must be greater than zero.
x >= 1Currency code in ISO 4217 format. Only USD is supported.
USD Speed of transfer.
asap, standard, same_day, wire For use cases that require a Source, information about the transfer funding source, which will be debited.
Show child attributes
Show child attributes
Information about the transfer funds destination, which will be credited.
Show child attributes
Show child attributes
Banks can display additional information to help the end user understand why they received funds. This information will appear on both the source and destination bank account statements. The field supports 10 alphanumeric characters for ACH and 140 for RTP.
Additional data you would like to provide on the resource. The field supports valid JSON of up to 5 key-value pairs with a maximum of 20 characters for the key and 50 characters for the value. Do not include any sensitive information.
Orum generated unique id for the resource.
Unique reference id for the subledger resource. Generated by you.
1 - 255Response
200 response.
Show child attributes
Show child attributes
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