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Developer Docs

Orum transforms payment technology for businesses, revolutionizing payment speed, certainty, and orchestration through unified API-based solutions.

Welcome

Versioning

OpenAPI Spec

External Accounts

Initiate payments to Visa and Mastercard debit cards.

Cards

Understand what else you can do with Resources: Persons, Businesses, & Accounts

Resources

Balance

Understand if a bank account is RTP or FedNow eligible.

Instant Rail Eligibility

Understand the success or failure of your API requests.

Errors

Rate Limits

Pagination

Understand Orum's data retention policies.

Data Retention

Verify Account Status instantly – with 100% coverage of all bank accounts in the U.S.

Account Status

Ensure an end user has control of the bank account.

Account Control

Determine whether the first name and/or last name provided matches data tied to the bank account being verified.

Account Ownership Via Name Match

Determine if a debit block has been placed on an account.

Debit Block Detection

Possible reason codes for failed, invalid, and closed accounts.

Reason Codes

Verify Reason Codes

Monitor money movement in real time with the first portal built to optimize and orchestrate payment operations

Overview

Pinpoint the details you need to reconcile balances, troubleshoot customer issues, and export data.

Search & Filter

Understand the reports that are available in Monitor.

Reporting

Understand what else you can do with Resources in Monitor.

Manage Resources

Post Verify Accounts

Get All Verify Accounts

Get Verify Account

Verify Account Control

Verify Account Debit Status

Overview And Set Up

Learn about the event types and payloads for webhooks.

Auth API

Deliver API

Verify API

Webhooks API

Update Transfer Metadata By ID